RL163 — Longevity and Retirement Income Planning

In this episode of the Retirement Lifestyle Show, Roshan Loungani and Adrian Nicholson break down a recent Andrew Welsch article titled: “Why Your Retirement Plan Should Include Ice Cream.” They discuss the factors you must consider during retirement planning to guarantee a long and fulfilling retirement. Listen now to learn all about Longevity and Retirement Income Planning.

[00:00] Introduction]

[01:13] Why Your Retirement Plan Should Include Ice Cream 

[04:50] The Benefits of Auditing Your Retirement Plan

[08:28] The 3 Phases You Need to Consider During Retirement Planning

[13:43] How Technology is Shaping People’s Retirement 

[17:37] How Inclusion Can Impact Your Retirement Plans

[18:33] Do You Need to Lower Your Retirement Withdrawals?

[20:20] The Two Types of Retirees 

[23:23] Why You Need Flexibility in Your Retirement Plan

[27:31] Tax-Efficient Withdrawals

[31:26] How to Extend Your Money in Retirement 

[36:04] Parting Thoughts 

To read the Full Show Notes scroll down or click here.

  • Roshan Loungani can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.
  • Erik Olson can be reached at erik.olson@aretewealth.com or 815-940-4652.
  • Adrian Nicholson can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905

Listen now to learn all about Longevity and Retirement Income Planning.

Select episodes, like this one, can be found on YouTube: https://www.youtube.com/channel/UC0ZZPM3xk6onXNpb1ceAkCg

Spotify: https://open.spotify.com/show/354IACA2UGM1DMsX8pfKlQ?si=0bfKMPI9TS29JogpOLnG_Q
iTunes: https://podcasts.apple.com/us/podcast/retirement-lifestyle-show-roshan-loungani-erik-olson/id1470410459
Follow Us At:
https://www.retirementlifestyleshow.com
https://www.retirewithroshan.com
https://twitter.com/RoshanLoungani
https://www.linkedin.com/in/roshanloungani/ 
https://www.facebook.com/retirewithroshan/
https://www.linkedin.com/in/financialerik/ 
https://www.linkedin.com/in/adrian-nicholson-74b82b13b/

#retirementlifestyleshow #retirementlifestylepodcast #fire #podcast #FI #Retire #retirewithroshan

Longevity and Retirement Income Planning

Full Show Notes:

Why Your Retirement Plan Should Include Ice Cream

What immediately comes to mind when you think about retirement? Trips to Europe? Beaches? Cruises? We all have different preferences when it comes to retirement. But we can all agree that we want it to be sweet and enjoyable – almost like eating ice cream. And it might sound silly, but asking yourself how you’ll go out for ice cream in old age can shed light on many aspects of planning a happy retirement. At the base of it all, you need freedom, mobility, and some money. So your goal is to maintain a high quality of life throughout retirement. And this can sometimes stretch long into extreme old age. So as you think about where you want to live in retirement, do an audit to determine if the place ticks all the boxes of everything you’d like to experience. Many retirees make the mistake of living in areas with limited options of travel and leisure. 

Links and Resources:

Why Your Retirement Plan Should Include Ice Cream

RLS EP 131 – Aging in Place

Disclaimer Welcome, you are now listening to the retirement lifestyle show with Roshan Loungani Erik Olson and Adrian Nicholson. This show is an exploration of ideas to help you work towards your ideal retirement. Roshan Loungani and Erik Olson serve clients across the US. They offer financial planning and investment advice through Arete Wealth Advisors, LLC, an SEC registered investment advisor and securities through Arete Wealth Management LLC, member FINRA, SIPC, and NFA. Get ready for the financial independence of your dreams. All opinions expressed by podcast hosts and guests are solely their own are based on information they believe is reliable. Neither Arete Wealth nor its affiliates, warrants its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions consult a professional. Finally, our music is the chance by Jason Shaw and Audionautix. It’s part of the YouTube Audio Library and it’s licensed under a Creative Commons license.

Thank you for listening.

Recent Posts

2026 Mid-Year Market Outlook: What Investors Need to Know

In this episode, we dive into macroeconomic insights from a strategist at JP Morgan, covering key market trends, the impact of geopolitical events, and actionable investment strategies for navigating today’s complex economic landscape. Topics include the K-shaped economy, Federal Reserve rate outlooks, inflation, AI’s role in markets, and international investment opportunities. Listen now to learn about the 2026 Mid-Year Market Outlook: What Investors Need to Know

Read More »

$750 Billion Data Center Boom: Opportunities & Risks

This episode explores the rapid growth of data centers fueled by rising AI demand and the massive investments being made to support it. Adrian and Roshan Loungani discuss the opportunities and risks tied to this infrastructure boom, including energy challenges, geopolitical concerns, and the potential impact on investors and the technology industry. They also examine whether the trend is sustainable, how global competition is shaping AI development, and why future technologies like quantum computing could eventually change the data center landscape. Listen now to hear all about the $750 Billion Data Center Boom: Opportunities & Risks.

Read More »

Global Stagflation: Protect Your Retirement Now

This episode explores the complex and dangerous phenomenon of stagflation — the toxic combination of rising inflation, slowing economic growth, and a tough labor market. The hosts break down the historical context of the 1970s stagflation crisis, examine current economic indicators and risks, and explain how stagflation impacts households, businesses, and retirement planning. From Federal Reserve policy responses to hands-on investment strategies across energy, precious metals, consumer staples, healthcare, real estate, and inflation-protected securities, this episode gives investors and retirees the tools they need to protect their financial future and navigate one of the most challenging economic environments of our time. Listen now to how you can navigate Global Stagflation: Protect Your Retirement Now.

Read More »