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RL197 - Financial Guide for a Better Tomorrow

 In this episode, Roshan and Adrian discuss the foundational steps to take when planning for your financial future. They cover topics such as saving in a 401k to the match, building cash and paying off consumer debt, insurance needs, home down payment, education savings, and retirement savings. They emphasize the importance of setting goals, managing cash flow, and being tax-efficient in your investments. By following these steps, you can build a solid financial foundation and achieve your long-term goals. Listen now to learn all about the Financial Guide for a Better Tomorrow.

  • Save in your 401k to the match to take advantage of the 100% return on your money.
  • Build cash and pay off consumer debt simultaneously to avoid slipping into a debt cycle.
  • Assess your insurance needs, including disability, life, and long-term care insurance, to protect yourself and your goals.
  • Prioritize your goals, such as a home down payment, education savings, and retirement savings, based on your individual situation.
  • Review and adjust your financial plan annually, considering changes in goals, cash flow, and investment performance.

 

Chapters

00:00 Introduction
01:27 Building a Financial Foundation
04:19 Saving in a 401k to the Match
14:28 Building Cash and Paying off Consumer Debt
19:19 Insurance Needs
23:45 Home Down Payment
25:20 Education Savings
30:16 Retirement Savings
35:34 Conclusion

To read the Full Show Notes scroll down or click here.

  • Roshan Loungani can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.
  • Erik Olson can be reached at erik.olson@aretewealth.com or 815-940-4652.
  • Adrian Nicholson can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905

 Listen now to learn all about the Financial Guide for a Better Tomorrow.

Select episodes, like this one, can be found on YouTube: https://www.youtube.com/channel/UC0ZZPM3xk6onXNpb1ceAkCg

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iTunes: https://podcasts.apple.com/us/podcast/retirement-lifestyle-show-roshan-loungani-erik-olson/id1470410459
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In this episode, Roshan and Adrian discuss the foundational steps to take when planning for your financial future. They cover topics such as saving in a 401k to the match, building cash and paying off consumer debt, insurance needs, home down payment, education savings, and retirement savings. They emphasize the importance of setting goals, managing cash flow, and being tax-efficient in your investments. By following these steps, you can build a solid financial foundation and achieve your long-term goals.

Full Show Notes:

 Listen now to learn all about the Financial Guide for a Better Tomorrow.

Disclaimer Welcome, you are now listening to the retirement lifestyle show with Roshan Loungani Erik Olson and Adrian Nicholson. This show is an exploration of ideas to help you work towards your ideal retirement. Roshan Loungani and Erik Olson serve clients across the US. They offer financial planning and investment advice through Arete Wealth Advisors, LLC, an SEC registered investment advisor and securities through Arete Wealth Management LLC, member FINRA, SIPC, and NFA. Get ready for the financial independence of your dreams. All opinions expressed by podcast hosts and guests are solely their own are based on information they believe is reliable. Neither Arete Wealth nor its affiliates, warrants its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions consult a professional. Finally, our music is the chance by Jason Shaw and Audionautix. It’s part of the YouTube Audio Library and it’s licensed under a Creative Commons license.

Thank you for listening.

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Advisory services offered through Arete Wealth Advisors, an SEC registered investment advisor.

Securities offered through Arete Wealth Management, LLC, member FINRA, SIPC and NFA.

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