RL182 — Facing the Realities of Retirement Head-On

In this episode of the Retirement Lifestyle Show, Roshan Loungani, Erik Olson, and Adrian Nicholson break down the new realities of retirement. They cover the most overlooked spending categories, what you need to retire comfortably, and whether we’re in a retirement crisis. Listen now to learn more about Facing the Realities of Retirement Head-On.

[00:00] Introduction

[01:04] Are We In a Retirement Crisis?

[03:17] Consumer Finances For the Average American

[06:25] Know Your Number and What You Need to Retire

[10:02] The Value of Good Planning For Retirement

[14:40] 5 Catch phrases on How to Take Control of Your Retirement

[19:52] The Power of Gratitude

[22:01] Learning to Let Go

[25:05] Easily Overlooked Categories of Spending

[29:45] Breaking Down People’s Healthcare Expenses

[33:20] What You Need to Retire Comfortably

[36:35] Parting Thoughts

To read the Full Show Notes scroll down or click here.

Roshan Loungani can be reached at roshan.loungani@aretewealth.com or at 202-536-4468.
Erik Olson can be reached at erik.olson@aretewealth.com or 815-940-4652.
Adrian Nicholson can be reached at adrian.nicholson@aretewealth.com or at 703-915-8905

Listen now to learn more about Facing the Realities of Retirement Head-On.

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Full Show Notes:

Are We In a Retirement Crisis?

Schwab recently conducted the Modern Retirement Survey to understand the future of retirement better. In that study, the average person thought they needed $1.8 million to retire. And 86% of people said they were very likely to achieve that goal. However, the concern is that the average 401K balance of Americans is $27,000. The average 401K balance of a 55 to 64-year-old is $47,000. So the big question is, will people be able to retire? Roshan believes the Retirement crisis is very real. The average American needs a lot more money than they think to retire comfortably. Unfortunately, a large percentage of people have very little in savings. So to counter this, you need to know your number. Create a retirement plan and determine where you are currently, what you need to adjust, and how to close the gap.

Listen now to learn more about Facing the Realities of Retirement Head-On.

Disclaimer Welcome, you are now listening to the retirement lifestyle show with Roshan Loungani Erik Olson and Adrian Nicholson. This show is an exploration of ideas to help you work towards your ideal retirement. Roshan Loungani and Erik Olson serve clients across the US. They offer financial planning and investment advice through Arete Wealth Advisors, LLC, an SEC registered investment advisor and securities through Arete Wealth Management LLC, member FINRA, SIPC, and NFA. Get ready for the financial independence of your dreams. All opinions expressed by podcast hosts and guests are solely their own are based on information they believe is reliable. Neither Arete Wealth nor its affiliates, warrants its completeness or accuracy, nor do their opinions reflect the opinion of Arete Wealth. This podcast is for general informational purposes only and should not be regarded as specific advice or recommendations for any individual. Before making any decisions consult a professional. Finally, our music is the chance by Jason Shaw and Audionautix. It’s part of the YouTube Audio Library and it’s licensed under a Creative Commons license.

Thank you for listening.

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